Have you seen any issues with insurance premiums in South Florida?

Quartz in Minneapolis is high compared to the Chicago market.Maple Grove  and Plymouth are our markets and my question is, do you think it's worth it to pay the premium for *Quartz?

I used the OLE zero interest to great success to sell my OREO's and with rental income my buyers ended up getting their houses paid for in 3 to 5 years.. and that is how you make money in the rental business you get those suckers paid for.I was able to sell at a premium to market because of owner finance and special terms..

(2) What is the risk premium I should assume for this cash?

An FHA mortgage insurance is probably around 1.75%Also, there is another yearly premium of like .4%-.8% (paid monthly) with FHA Another con, you’ll be paying more per month since your down payment is lower.

Just purchased our second investment property less than a mile from the beach in south Florida, everything going well, but insurance premiums are higher than I had estimated.

The value of the total cash flow of the home, we'll call it $600 when adding in rent of the home, is $72,000.If a buyer isn't willing to pay a market cap rate based on the total cash flow of the home, and only on the cash flow of the lot rent, what's the valuation model for the premium of the rent from the home itself? 

The data I'd really like but haven't compiled yet is the house price flip premium.

Remember it reducing some auto policies but my motorcycle coverage may have caused the premium to rise. 

So you own an insurance company and pay premiums to yourself.