Presuming the reimbursement program works precisely as promised, this seems like a no-brainer. 

Suspend the tyranny of how and spend some time thinking about precisely what you want.

Beyond the Monthly Management, Placement & Maintenance fees, all other fees in our contract are IF EVENT -> THEN fees.

The exemption applicable to most situations is the private placement exemption.

I cannot imagine doing one without an attorney that specializes in Private placements. 

I understand it was an honest mistake but it is precisely what made me smile and click your link.As for cash flow opportunities, I am meeting a realtor tomorrow to look at a duplex nearby here in NC for $22.5k.

Beyond the Monthly Management, Placement & Maintenance fees, all other fees in our contract are IF EVENT -> THEN fees.

I live 1 hour and 17 minutes from the Hardrock casino (precision on time indicates my frequency).

if lender is using a  score under  740  that will make it priceier than  if the  score being used is over 740  .....there are multiple LLPAs ( loan level pricing adjusters )  on this  scenario    1) rental 2) cash out 3) loan to value  4) loan size ..... maybe  contact another  lender or  two - provide  the precise  details  and  get some  other  quotes .....seems  like  a lot  of  costs to pay to get  20K  cash back ....

This is precisely why there won't be another crash.