I find it interesting that the article indicates flipping peaked in 2006.Back then we could relatively easily buy a foreclosure whereas now they will get 20-40 offers.I also do not recall all the gurus back then but it could be I just was not looking.

Cal might be at/near a peak, and so might Atlanta. 

He has an amazing passion for the biz and it inspires me to go full speed ahead!

I'd rather just use my own capital to simplify and speed up the process.

We think its important to do that as the Multifamily market is at peak stage with many investors buying properties at ridiculous prices.  

The last cycle peaked in 1981 so 30 years puts us at 2011.  

I'm new in the investing world as well and subject to sales also peaked my curiousity.  

I found IRA Services very competitive in this regard.You'll find as you do many loans that one of the names of the game is speed.

Lesley Resnick There are a number of articles on bigger pockets that do an infinitely better job of explaining GRM than I will, like:https://www.biggerpockets.com/renewsblog/2011/11/09/gross-rent-multiplier-–-techniques-to-speed-up-your-decision-making-part-ii/It's the primary way banks will value your commercial multifamily buildings to determine the loan amount you can take out.

I use DocHub (https://dochub.com/) to speed things up with client contracts.