Check out these podcasts:money-podcast-68-hacking-military-benefits-financially-free-grayson/money-podcast-33-from-debt-to-financial-freedom-while-active-duty-military-with-stuart-grazier/bp-podcast-023-flipping-partnerships-military-james-vermillion/bp-podcast-268-acquiring-20-long-distance-rental-homes-on-military-salaryrich-carey/bp-podcast-206massive-action-20deals-years-joe-england/

Although my properties have appreciated nicely I have yet to benefit from the appreciations as I have not sold one property yet.  

It requires hard work but the benefits are great! 

The benefits of this is there’s one cap/fee even if you’re licensed in multiple states.

Long term I think you will be ahead with this option as you will benefit from the cash for the rest of your life.Good Luck and great job.

@Yosef Leeno no broker,i just want my liscence to benefit me as a investor

As I indicated I have had numerous offers to pay less, and initially I was seriously considering switching to get something probably in the 5 to 6 percent range.

Rates have gone down since my mortgage so I'm currently refinancing my house and I save $100 a month on payment (it will take 4.5 years to see the benefit) which I plan to apply to my HELOC.Ideally, I would like to downsize considerably and buy another primary home and rent out my current house to which I think I could gain a +$200 cashflow to also go towards my HELOC. 

Larger than that is when you really start seeing benefits with efficiencies.The 1-2%/50% "rules" are still applicable to multifamily properties for quickly judging expenses before digging more.

Referral benefits?