A nice 2/1 that I bought back in 2015...nice times...

They have less than 10 branch offices and they keep all their loans in house, so they can be a lot more flexible than other banks.I called and visited 30+ banks before I started working with them, so I’m sure you can find one in your back yard. 

He is a very nice giving person, easy to take advantage of, put other ways.

Right now the house is a 3 bed/1.5 bath but if we can create a 4th bedroom in the basement and turn the half bath into a full bath I think we could rent the house out to students for at least $2,000 a month and have a nice cash flowing property.

At that price you could do a nice house in a good school district with good tenants  Even if you have lower COC it may be worth it to avoid capital gains, but this just a calculation with your tax pro. 

I always get 1-yr hard money loans these days, even for a 2-week flip, because I've seen and experienced enough things going wrong, things out of your control.The nice thing about hard money, especially for newer investors, is that they will double-check your deal for you.  

The ones I’ve seen are more like nice hotel rooms more than a condo but that’s a different story.

Still need to call them, but it would be nice if there was a way to figure it out without calling. 

It works out to be a nice win win for us.

Always nice to have another Clevelander on here!