I also hear that HML does not loan this type of contract.

Thanx in advance :)  Every investor comes from a different risk tolerance, financial situation and has different financial goals.

I love helping people and truly do enjoy my job, but I am already at a young age topped out for compensation and in this field with insurance reimbursement structure the way it is, I am likely to not move up much at all in the future unfortunately.I have always loved personal finance and after accruing ungodly amounts of student loans and navigating paying them off all while efficiently investing in the stock market as well as now real estate I have not only realized how strong my interests are in this area but also my personal skills align in financial planning and personal finance.

Retail customers who don't do their research end up in your situation with any appliance.

I would also think of what type of contract you would have between yourself and the partner, as well as how to handle the situation with your former husband.

I'm a Navy Veteran and would like to use my VA loan to make my first home purchase sometime next year.

are you pre-approved for a loan?  

Read this: https://www.biggerpockets.com/forums/51/topics/1164415-ne-re...Similar situation but related to real estate education costs before a new real estate investor purchased 1st investment property. 

We My first advice is contact a board certified real estate attorney to review your specific situation. 

Yeah, different markets are different, every investor's goal and situation is different.