I read all these articles and videos where ppl swear up and down you can get financing as a new investor with low down payments or dscr loans etc. but I’m finding they all have road block catches.

Hi Kim, Most traditional investor loans will require a minimal of 15-20% down payment. 

Unpermited units can cause a major headache down the line if you try to refinance or sell.Best of luck to you!

I'm trying to understand how house hacking is so profitable, putting down so little money, 3.5% or 5% would make for a hefty mortgage payment wouldn't it?

We need inflation to trend down, but so far signals are “mixed. ” Counterintuitively, it seems wage growth has begun to outpace inflation growth, for much of the last 12 months (or has inflation merely seeped into wages?).

Both forms require the tenant to go down to the water department unless I get the first form notarized somewhere else in the presence of the tenant. 

I was told I need 15-20% down for a DSCR even with the discounted price.

Since LT tenants currently live there, there’s not much I can do right now but just advise to put some rugs down right?

Since the start of the year, I've read a handful of BP books:- Rental Property Investing (Brandon Turner)- How to Invest in Real Estate (Brandon Turner/Josh Dorkin)- Investing in Real Estate with No (and Low) Money Down (Brandon Turner)- BRRRR (David Greene)- Multifamily Millionaire Volume 1 (Brandon Turner/Brian Murray)- Start with Strategy (Dave Meyer), currently readingI was thinking of using the equity to BRRRR small multifamily properties and combine some concepts from both the BRRRR and Multifamily Millionaire books (specifically making cash offers via HELOC to secure distressed properties, ideally vacant to set market rents).

I see lenders going down to $50,000 loans today which comes out to an ARV of about $67,000.