Good morning "Upstate" crew,I originally posted this in the wrong thread (I think) so I'm reposting this in the Upstate NY group to better target the Binghamton area.

Hey BP family,Know of any good GCs, or specialty trades [flooring, plumbing, electrical, etc.] in  Toledo? 

As long as you mom can qualify on her own (with her credit score), I don't think adding you to the loan application would hurt even though your score is not good (but I would still double check that).

@Andrew Steffens, fair enough, but with a lower entry point, higher appreciation rates than most small cities (it has 100,000+ residents, which is not little), great MTR-LTR metrics, and nearby well-performing regional attractions, it has a lot of data pointing to it having a shot at success. 

Has anyone had experience with this issue and know a way to get a good insurance policy that doesn't cost an arm and a leg? 

That said there does seem to be a good balance because you don't really notice which homes are the STRs unless you look for them (most of the time). 

Good to know. 

The county has no zoning board, there’s no HOA, and the original developer, who was the enforcer, is no longer residing in the state….so my understanding is the only enforcer would be a disgruntled neighbor that filed a civil suit.

I guess that's what confuses us so much I mean it's almost too good to be true.

Vwry good house hack for them.