Also, it was recommended to not have words such as "property", "investments", "real estate..." etc in your LLC name, as it can be/is a red flag to lenders and can make it a challenge to get lending. 

With that being said, many carriers have recently adjusted policy and require rebuild cost, as opposed to actual cash value now.

The transfer could trigger the Due on Sale Clause, but you can us a Land Trust because it does not trigger the same red flags to a bank/lender.

Way, way too many red flags.

There are several red flags here. 

I have a public adjuster who is also a contractor so he can negotiate with the insurance carrier and do the repairs. 

I think it's a red flag when the seller wants an answer right now and you're clearly not prepared.We know nothing of the market, the condition of the home, or even what your intent is with the property.

I won’t be chasing foreclosures again until I have cash  Interesting...if there are no obvious defects in the roof it probably would not be flagged by the appraiser. 

Passed with flying colours unfortunately I missed a very common red flag, they were overly cooperative, far too agreeable.

Also, the LLC was created just under a month ago which raises another red flag to me...