We live in Pennsylvania, and we are both licensed realtors here.

Are you looking to do 50% down in high cash-flow areas to get a consistent return month to month to live on?

Where I live in Lake Tahoe, Nevada there are HOA associations have been poorly run, multiple insurance claims from snow damage, and as a result are increasing fees to cover the low fees of the past and capital expenditures that have been put off for years. 

Summer is soon approaching so enjoy the last of our “cool” days as much as possible.

We have 8 properties now and in different vacation places we enjoy going to.

HI Erias,You can always start off by house hacking meaning you live in one UNIT or ROOM and renting out the other vacant units/rooms to offset your monthly mortgage payment.There are several ways to run and make sure you are maximizing your rental income while keeping your living expense as low as possible.

I've never done a course, but I always had trust issues on these type of things.I am Canadian, I live in Toronto.

It is nice to be outside and enjoying the cool mountain air in the hot tub. 

These smaller-scale developments not only cater to the growing demand for affordable housing but also promote community living, walkability and neighborhood or community revitalization.Collaboration has been key in navigating these challenges, with developers, lenders, and policymakers working together to find innovative solutions.

I don't know your market well, but in most or all desirable places to live, cash flow has to be created right now.