Also, qualification and documentation are more tedious because the loan has to able to global debt service.

Spreading that income too thin and being stressed about servicing too much debt will tax your marriage.

Total debts come to about $97k, the appraisal came in at $120k, but comparable sales in this area are $85k at best.

He wants to also purchase his own home next year before his wedding, but again has no money for this, actually has a good amount of credit card debt.

Only other correction I want to make to the info above, you cannot eliminate PMI on this product until you hit a 65% Loan-to-Value on a 2-4unit...unless you refinance. 

Hi Everyone,So I've been back in the States for about a year a couple of months after living abroad.Living abroad has open my eyes to creating new goals in my life.I used to think I want to live debt free (almost there, minus student loans).My current goal is to live Financially Free, to be free of a JOB and to focus on what I find important.2018 is the year of beginnings for me.

I have no debt or any monthly payments as i live at home with my family.

I'm a buy and hold investor in Massachusetts and am looking for a recommendation for a lawyer that's knowledgeable on structuring equity partnerships and debt investments in MA. 

Another thing you need to do is raise at least 3 months worth of expenses and debt payments.

Most, if not all people who buy out of state and have a bad experience can eliminate or greatly reduce their bad experiences investing out of state by doing the following Don't buy in the roughest neighborhood in the urban core.