Yes, you will have to make up the difference if it doesn't appraise, unless you're able to find a bank that will refinance at a higher LTV (90%) which might be extremely difficult to find. 

It could be a little difficult to do it on your own with $10k. 

I am in BC and cashflow is difficult to achieve but if you are playing the long game you will come out ahead.

Was getting your Massachusetts real estate license difficult?

In truth it’s an extraordinarily difficult way to earn a living.

BP advises people to do FHA all the time but they forget to mention the huge mortgage insurance you have to pay in more expensive coastal markets and how it's extremely difficult to get these offers accepted.

I find it difficult for a lot of my new investor clients to get great rates on hard/ privateMoney.

So now that I have the VA loan we're having a difficult time trying to decide what direction to go.

To be honest with you, it is very difficult to drastically increase the value of a turnkey property since someone has already done that. 

Because getting financing through a new LLC is difficult, how would you recommend approaching securing the financing and title with the LLC?