Some require the Tenant to take responsibility, but I think that's a bad idea because the Tenant is more likely to not report any issues because they don't want to pay.Washer/dryer is probably one of the most abused appliances, but I still prefer to supply them.

So if rates go down you let bank know and the next month your rate is lowed.Long story short this loan is very rare, many deny a loan like this exists.

Essentially if you apply for the STR permit, it could get denied due to use requirements for the newly constructed dwelling units.You will have to do some research or make a call or 2 to see how things are shaking out.

I also see  SB 10, also signed into law last Friday, it would simplify the process of creating new multi-family housing projects with up to 10 units in “transit-rich areas,” or  any area within a half-mile of a bus stop

Should, after Buyer makes application consistent with the terms set forth below, and has diligently and in good faith pursued that application, any commitment for mortgage financing that may be issued deviate from one or more of such terms, and Buyer elects not to accept the financing thus offered, or the application is denied, Buyer may, at Buyer’s sole election, void this Agreement, in which event all deposits will be returned to Buyer.

We secured both buildings and I called the police and my insurance.Unfortunately I was denied on both buildings due to the more than 30 day vacant rule.

That was a costly issue.My point really is, all these restrictive laws may protect a small handful of tenants from abusive landlords but it will chase away many of the good landlords thus leaving less options for the tenants.

If the city would get up to any type of standard my properties on the outskirts would go up in value.But you can't deny that in 2013 it was the murder capital of the country. 

There have been numerous cases where the refinance right before a sale has been deemed to be accessing profit and the exchange denied. 

I am denied 99 out of 100 times LOL