One thing I would caution you on, before Thanksgiving, is this statement - "This is better for her, as well."

On this Veterans Day, we pause to remember and honor those who have selflessly served to protect our freedoms.

Line of Sight distances.  

Rates could go a lot higher, but what you're being offered isnt that great of a deal so if they did, not refinancing wouldnt be that big of a deal. 

I have 25 years of residential remodeling experiance and I'm now focusing on radon mitigation.

A few patches might give it those extra miles without throwing money at a major repair too early.Think of it as using each part to its full potential before moving on to something new.

Quote from @Karan Shergill: I just closed on my second property and want to flip it.

Beginning to pay down properties more aggressively will help get to not only having more income coming thru each month; but also help me when I am ready to maybe buy more down the line with less mortgages tied to my name?   

You can refer out the deals that you don't buy and collect a commission.

You're right, experience is key when lenders look at financing a construction deal.