We did a conventional loan and put 20% down, so as to not have to pay PMI.

Conventional financing 25% down 25 year mortgage.

Buy, Rehab, Rent, Refinance, Re-Sell, and RepeatThe idea being: you buy the property and fix it up, then rent it out to cover holding costs, re-finance to a conventional loan (if you used hard money etc. for the original loan), then resell the property after the year lease is up.

There's no inventory on the market right now.  

So, my thought is, maybe I can buy the property for well above market value, let's say $350,000, spread over a number of years (tbd, whatever works), which would equal significantly less than I'd be paying on a conventional mortgage, and would also allow the buyer to feel great about getting a good price.My questions, I guess, are as follows:1. 

I recently went to the mortgage convention in Orlando and they recommended this site.

We're looking into conventional mortgages for rental properties.

If you wanted to refi into a conventional mortgage and move out of your permanent home temporarily you could do that.

Save up a down payment and now buy a small house using a conventional loan at 5%.

Though what do you think your lost opportunity cost is by sitting on the additional inventory?