We don't post on FB or CL anymore (not that you shouldn't, it's just too time consuming for my team) and we get on average almost 100 email inquires a day. 

Using his examples and numbers would take me FOREVER to secure an accepted offer that will work. 

It won't be like that forever.

I have a credit history because I took out a consumer loan, and I also did an auto loan.

check with https://www.sproutwholesale.com/We do a bunch of them in Michigan, I'm not licensed in your state, but we do a bunch of them with them.Just FYI, they are slow, take forever, but they do close. 

It was a little time consuming to remove the glue and patch but we felt it was easier than adding drywall that would still need to be taped and mudded.  

If it cash-flows, who cares if the value goes down; you can hold it forever.   

There are also operational differences -- the notion that one lender can be all things to all consumers and loan officers, in the current over-regulated & competitive "margin compression" environment, doesn't really play out. 

In an economy where the consumer is finally in the drivers seat, I don’t agree with those who think we as licensed professionals are this almighty power.

i saw many properties in union city stay on market forever.