The credit shouldn't be an issue if you're paying off all your credit cards next month.  

Private lenders can be an excellent source to acquire investment property. 

I’m 27 years old and was able to get a hard money loan ( bartenders have a hard time getting a loan).My plan was to fix and rent but it’s looking a little less like the plan as I had to do an 18 month with 9 percent interest and refinancing doesn’t seem like it will be an option.

@Paul Schmidt IIIDepending on the level of gains a QOZ fund could be an opportunity.

This will be my only property down there, as I'll be an out of state investor. 

If you let it season for 1-3 months (depends on the lender), and it does not need to repaid, there should not be an issue. 

Yup this is going to be an interesting situation  ..  

This skinny older across the street from me comes to the top of what I thought to be an abandoned house starts shooting this shotgun the size of me at this right along with his old lady but she had a small handgun but was willing to put up the same fight he was!

Yeah that could be an idea.

Be an easy buyer, don’t ask for little stuff that bogs down the transaction.