Let them put a few thousand dollars down and you act as the bank, at least get a few hundred bucks every month and in these situations you can usually charge a few bucks for the house.

Banks are going to be your best option for loan amounts under $1mm.

I am however banking on rent appreciation.

We also felt that the realtor  would roadblock us by not submitting offers that in their opinion was, "too low and the bank wouldn't take that" and was attempting to get us to pay for homes that we felt were too high, for their own personal gain on return. 

I hear people say they bought their first property, maybe they say they bought it with cash or some sort of financing, but I never really see any numbers that go along with it.I currently have $25k saved in the bank. 

Be creative with the price and tinanciñg and do not suggest a bank unless they are  very qualified. 

These folks owe the bank $36K and the property appears to be worth no more than $20-30K on its best day.

It is free property management software that allows you to keep track of your properties and receive rent and other expense payments directly to your bank account for free. 

In short, this is the exact same process as any other transaction...contract, title, close...some thoughts...Down- 25k is a bit light (even though this is all relative...I personally offer 10% down to open and some folks are fine with that)...I would ask for 20% down to protect the interest of your client...the buyer would get a 75% LTV product from a bank if they were not occupying the property.

I had failed to do this and it costed me hundreds of dollars in repairs.