How many are understanding potential Basel III implications on the mortgage market.Boiling things down into simple terms, think of the game monopoly, if the banker doubles the amount of money they have and gives it out to players, will players pay more for properties?

TLDR but monitoring for POVs of players in the arena.

Without factoring in (even an imaginary) 8-10% for PM, it's impossible to compare that investment to another investment like CD's, stocks, bonds, etc.

That is MAKING you MORE money even though on paper the cashflow on the original property might be negative. 2) You may not be able to keep the money busy 100% of the time in the #1 scenario, so you could stuff the money into a CD at 5% which is of course a 2% net loss, BUT the money is accessible when you find a better use for it such as in #1.

Will new players enter the insurance market, perhaps institutional?

Now, before we dive into why your W2 is a superpower, there are players in the real estate space who have built fast and long-lasting financial freedom.

Roger wrote; Today the mortgage owed is $ 70k and the property is now worth $ 150k IMO 50% appreciation in 10 years is less than inflation, putting the money in a CD might have done as well.Roger also wrote; I am in a position to sell the home for $ 140k with 0 down and give $10k back after closingHmmm, so it's not really worth $150K?

I usually build a B Team as contingency when my A Team players aren’t available.

Whether it be A,B,C,D Etc....More info on what's what around town can be found here - The Ultimate Guide to Grading Cleveland Neighborhoods

These are the important players in a neighborhood transformation.