Like the car salesman/hustler who converts “ups” at a super high rate; or the guys hustling oil well participations over the phone.  

for $40 it only gives a "rating" and no specifics.is there a service of reasonable cost that actually give me a credit report and details on results of background checks?

Hi Jeremy,What interest rate are you currently paying on your personal debts?

I'm very conservative and want conservative leverage percentages, long-term fixed rate loans, high skin in the game and sponsor that has experienced at least one full real estate cycle and lost little to no investor money.

Growing populations typically demand more housing, which can drive up property values and rental rates.

Should I be a private lender since rates are so high?

It is very hard to do an FHA 3 & 4 unit currently because it has to pass the self sufficiency test and with where rates are at it is unlikely to pass.

So they will gradually be brought up to the qualifying rate. 

I have a property manager actually do the showings, but any issues like plumber , electrical is a phone call away.The only challenge is it's a commercial loan, which requires more down, higher rates and shorter terms. 

They are transferring all my documents over to the new lender, but I have to submit an application all over again.