I would be willing to look at the deal with you/for you if you get it under contract or before if you are comfortable with that to make sure your numbers are correct.

Everybody has their own way of doing it, and their own level of what they are comfortable with - I am comfortable with ballpark of 10% + or -. 

With my partner, we have about 16k in cash total which doesn't leave me in a comfortable spot.

The average stay is usually 3-6 weeks, but it's not unusual for someone to stay as long as 6 months.  

You could do a short term rental and start collecting that per diem as opposed to people staying in hotels.

You must stay in touch with all of them to get their listings and to get ahead.

your tenants aren't going to stay long term in an area like this so i'd expect those expenses of about 2k every 2 years. maybe that's under maintenance.

I let his family from out of town stay in the condo to clean it out and handle affairs until 10/12/18.

Are you Two looking to stay here in Orange County?

Another option would be to get a low money down payment loan, but then they would have to pay PMI, unless if it could be avoided somehow.Applicant 2 aloneThis applicant would definitely not qualify for good interest rates but they could comfortably put a large percentage down, e.g. 30% ,50% ,70% depending on what they are comfortable with.Applying JointlyIf both applicants apply together would they qualify for interest rates as good and what applicant 1 could get on their own?