The “post foreclosures” (my made up term where Title reverts to the lender/bank when nobody wants it at Sheriff sale) that I have seen appear to have it recorded with the “bank.”

What would lenders look for in both scenarios, and what would the pros and cons of each path moving forward? 

If you are looking for a generic 80-90% of purchase to fund with a good FICO score for a normal 1-4 unit, you don't need to spend too much time on finding lenders as you have plenty of options.

Hi Karim - Some lenders can do as little as 3 months of seasoning.

I know of some options where you can go to non-traditional lenders and use a DSCR (debt service coverage ratio) loans and you may be able to leverage that money and not have to rely on your credit to get approved.      

We select a list of top 10 competitors in the neighborhood and monitor their pricing closely, adjusting our pricing to theirs after considering reviews, condition of the home, occupancy, etc.4.

-Additionally, a lawyer would draft the lease and option contract.Questions:-Will most lenders accept the option fee and rental credit at closing as a seller concession, going towards the buyers down payment? 

Are there any true $0 down private money lenders offering pre-approval/financing for properties in the $50-100K range?

Having reviewed what's previously been discussed on this forum regarding whether people list what their actual cleaning cost is vs. a reduced (or in some cases inflated) price, can anyone share if there is a tax liability with this I'm unaware of?

Many DSCR lenders have different guidelines as it's a grey area type of loan.