Essentially, subtract your estimated share of the shortage, from what you thought your condo was worth.I always recommend clients that own condos to participate (at least periodically) in the regular monthly HOA Board meetings (or better yet, run for a seat on the Board), and educate themselves on how condos are supposed to operate by joining a local chapter of the Community Association Institute and making use of their resources, including seminars on key topics such as budget and finance, contracts, insurance, and many other relevant topics.A single unit in a well and fairly run HOA can certainly appreciate as much or more than a single family home, depending on local market.

Do real estate agents or mortgage lenders think of making an app that is easy for customers to use to stay in contact with agents, lenders, and the bank?

@Kavin Kuykendall, metering of utilities as mentioned above is certainly one issue relevant to this question.

Right now, the house has a professional MMA fighter, a grad student at UNLV, a day laborer, someone working customer service, a waitress. 

All valid replies and accurate.I don’t think it is a matter of you coaching your accountant.I think the issue is you misunderstanding what he is telling you.....he is correct that the “amount of the loan”, both the purchase and the rehab, are Irrelevant to your profit/expenses calculations...it is the Actual cost of purchase, closing and rehab and interest payment expenses that are relevant.

Its customary for the "handyman" to quote a price to the customer , "I charge xxxx per hour plus parts " . 

Also do you need a custom purchase agreement that allows for assignment?

  -  Which software do you think is the most user friendly and creates the best customer/tenant experience?  

It doesn't make sense to turn the utilities off and if they are already off they should be turned on asap since it sometimes takes a long time on the phone with customer service and sometimes a few days to get them turned on. 

I guess that's also why R2R has not been able to give me any referrals for customers in Florida.6.