My parents bought the most expensive house they could qualify for in a very nice neighborhood. 30 years later the value has multiplied many times over.

If they are qualified and you can get them approved within a day or two, then it's okay.This is how commissions work on rents:$1,600 for a 1 bedroom as an example.

Knowing where you want to go begins with knowing where you are, and with that in mind I reached out to a national bank just to see what kind of mortgage I could qualify for and how I would best improve my current situation in case I needed to use conventional financing.My credit score is mid-700s, about $15k in consumer debt (which is coming down).

I was thinking about being a real estate agent, but I'm missing social security number, so I can't be qualified as one.

If he qualifies on his own, the only real concern is running a background check on her before signing a lease with them both. 

Sending out direct mail can be very frustrating and the success in getting a qualified lead can be very hard. 

I want to partner up with someone bankable, I myself don’t qualify for a loan at the moment.

I would only go this route if you can't qualify for a regular conventional mortgage or if you don't have someone you can privately lend from.

@Jason FosterYou open yourself to more options if you are comfortable working with an accountant remotely.There are many qualified accountants/CPA's on this messageboard.

to answer your question - yes the 3,000 is on my tax return, but only for one year.thanks for the Co-borrower game plan - didn't think of that one, although the only person I can think of doesn't make enough money to qualify for a roll of toilet paper Hopefully there are other loans besides conventional that I can explore