Debt coverage ratio is purely Rent/monthly payment.

Purely hypothetical.

While that strategy isn’t as efficient from a pure ROI perspective, it is in terms of their time.Assuming you want to grow and scale as the title suggests, I think there are a few paths you can go down. 1.

Thank you Hi Jason,Number one thing to do is make sure they have water to drink and some food to eat.Just put down a pan of water and some Purina until the Chicago No Kill Shelter people come to rescue them for re-homing.Cats need access to water 24/7 or they may die, and who knows when they ate last.A box of Purina is only a couple of dollars and an old bowl is free.Here are some links that you can use to help them find a new family that will care for them better (unless you want to keep them yourself).https://www.pawschicago.org/no-kill-mission/https://www.chicagopetrescue.org/no-kill-shelters-in-illinois.htmlGood Luck!

The guy drinks and drives, do you think he tells the truth?

From a pure tax perspective, it is usually better if you wait and inherit the property. 

You have to chase away the prostitutes and prevent underage drinking.

Private lending assuming return of 12%.2. buy some rental property : 15 years Loan with 20% down payment, I can buy 3 two family homes each cost $500k to $600k, each home will give rental income about $4000 to $5000 per month, it will cover at least all expense like tax+Mortgage+some repairs etc and once loan is done you got property, there may be or may not be any cash flow, but you have property loan free in 15 years.or something elseI Know lending is pure passive with minimum efforts while rental property has some pain, here my comparison comparsion on RoI(return on Investment), in rental property what is expected % return as compared to lending.I tried to find similar post, but couldn't find, if you know other similar post please paste link...Thanks

We couldn't drink the water but we could finally wash clothes at home and not a laundromat. 

If you're ready to drink through a fire hose, then great!