Keep in mind that we make money 3 ways with "buy and hold" properties - cash flow, appreciation, and principle buy down. 

For most banks 5-7 years is the max. now if you were to pay back all of the principle in those five years, your payments would be on a 5 year amortization schedule. that would make your payments too high to manage. so to solve this issue, banks lend to you for 5 years, but make your  schedule pretend that you are paying it back over 15 years. 

Many of the same principles and the communication to qualify a tenant buyers, especially I still use with qualifying tenants, clients, etc.Feel free to DM me.

Anyone ever had a commercial loan that each month increases your payment of interest and decreases your principle payment on a fixed rate mortgage?

Since this is a rehabbing thread, then costs associated with a flip are:Purchase amount, closing costs (which include but are not limited to escrow fees, title fees, recording costs, appraisal fees, loan fees, notary fees, insurance, inspection fees, etc), rehab/construction costs, holding costs (which include but are not limited to property taxes, insurance, utilities, maintenance, loan interest and principle, etc), and finally resale costs which include, but not limited to agent fees, escrow fees, title fees, notary fees, supplemental taxes, recording fees, transfer taxes, seller credits to buyer, repairs agreed to by both parties, etc.

I feel really hesitant to buy these properties sight unseen because to be honest, the flips look like they are done quick and sloppy. 

Not sure what these general principles have to do with this specific conversation.

All can be a major benefit to you and your end goals, as long as you keep those goals in sight both when looking in the short term and long term.   

If I'm investing $______ of my own money and my TIME I'm commanding more pieces of the pie (tax saving, cash-flow, principle paydown, and appreciation). 

If I'm understanding the basic principles of that method, I would purchase under an FHA loan, live in it for one year, refinance to a conventional and purchase another under FHA live in that for 1yr, repeating the process until I achieve my investment goals.