Also thought about playing the stock market (Gross!).

AND......we are not predicted to flaten out for 1.5 years.Even short sales are with homes bought within 2 years.

I purchased my first home6 months after I began working.When I got my first job out of college, I put 6% into my 401k and began buying stocks each week.

I dont own any 401K, stocks, etc.

I had the 540I before that and it was decently fast for a V8 that still got good gas mileage, but compared to the M5 it is a bit slow.It will kill any stock Mustang GT, Camaro Z28, Trans Am, etc so it is well within the muscle car category for speed, yet it is refined, quiet inside, and you can get a nice used one for under 28-30K.I would never pay the retail on one at 70K+ though, I'm too frugal to ever buy a new car.I've had the Vipers, Ferrari 355's, etc and love this M5 better than all of them.Drove the Caddy CTS-V too and liked it, but it didn't have the feel of breadth that an M5 has around corners.

Marco, actually it's been proven that the stock market performs much better under a democratic president than a republican.

They are great the do 4 color on heavy stock paper, I beleive 16 pt.

Has anyone had success trading stock options?

Since they are typically all cash deals, they generally cash flow with the cash flow going back to the IRA tax free (the same way a stock dividend would be paid to an IRA).

The large pre-boomer population will create a similar demand for assisted and independent living developments.The echo-boomer generation will have a less predictable impact on housing markets.