just find something with the most conservative numbers that will give you a nice return or cash flow.cash on cash return is what it's all about.

It's nice to see all the different ways that people go about their deals.

You get a nice downpayment, cash flow per month, (if you did it right) and a payout at the end.

I'm pretty sure that Ryan is correct about the usury laws, and anyway if you charge so much interest that the investor who's borrowing it can't make a profit you'll end up with a bunch of property that you don't want.I've made some HMLs and I've never charged anywhere near those numbers, although with points and fees I make sure I'm NETTING a very nice return.For those kinds of numbers you have to become a "payday" lender.

Nice see ya here!

California I had to build ahead of the big builders and got a nice starting lot out in podunk USA.

It is nice when it happens but it doesn't make for a very solid business model.

i read the home depot and lowes circulars religiously, and often find my idea of a nice afternoon to be walking home depot with a starbucks and a notebook.

If you have nice property for sale before the peak comes, you will either be selling for lower than you are probably expecting or worse it won't sell.

Now I understand that this topic has probably been covered, but I would just like to bring it up in order to hear from other new members with knowledge in financing and help me with it.I am interested in buying condo in a very nice are where property values are steadily rising along with rents.