It is raining cats and dogs out there.

The issue if the deficency judgement comes into to play because this was an investment property rather than their home?

And therein lies one of our country's intrinsic problems:We are rewarded for 'consumption' rather than 'saving' and/or 'investing'.As Bob Dylan also wrote: "It's a hard rain's a-gonna fall."

Found a Realtor on Active rain that gets it!

Unfortunately, these are low-income judgement-proof tenants.

And, an aftermarket rain guard had been added to the front window.....for people who never smoke in the car.

Washed walls, painted all day today and cleaning crew comes tomorrow am, while I put up new blinds and do yard work if not raining.

Bonds might be an effective piece of a portfolio but they are not an effective investment of 100% of funds.If anyone can make the crazy assumption that I'm not trying to 'use' my children, I'd like to get some practical information / thoughts / pros and cons etc. rather than character judgement and questionable facts.

Of course, there may not always be the opportunity to leave the seller with much, but even if they get nothing but moving costs, that could save their credit and having to pay a difficiency judgement or go BK.

They come back with 789 credit score and they think their credit is awful.I've also had an applicant with 38 judgements tell me that their credit is pretty good, just one credit card that they are paying off.So you simply can not judge a credit report by anything that the applicant says.