I'm in need of an insurance policy while holding the property- my team is using hard money.

if you are open to the Central OH market / Columbus we do ground up construction as a strategy. apartments, single family homes, etc. we have capacity for 20 new builds this year. 

With the right experience, any strategy can work. 

It's 2 properties, single family homes, in the SF Bay Area.Sharing some details that might help inform the decision, let me know if anything else would be relevant.One property fully paid off, generates between $20-30k in profit after expenses (property taxes, hoa, insurance, etc).The other property is our current primary residency and would operate at a loss of about $10k/year.I plan to travel back to the US at least once a year, could that be a deductible expense with an LLC? 

I would recommend sticking to one strategy at first before you venture into others.

I'm a big fan of buy and hold strategy.

Haven’t quite figured out how the math works yet on that strategy…Dennis, patience is a great recommendation.

I paid a licensed and insured company, who is pretty big in our area, to replace it. 

I have all the information I need to pull the trigger on my first transaction but I do want to know if anyone knows any ways to get financing for this unique strategy?

However since the purchase is high, mortgage on a 7.12% interest rate for 30yr rate plus HO insurance etc is about $4300 a month. should I follow that 25% rule or not.