@Jonathan LipsonPhone call or in person will significantly improve your chances of putting a deal together. 

My email is in my profile.

Please email me the details [my contact info is in my profile].- it's always good to see another Hoosier utilizing this great site!

Now get a job that pays as much as possible that will improve your creditworthiness and if at all possible allows you to make some inroads to being a connected investor. 

You stand to work your butt off, improve the building with your funds, hopefully improve the income.  

If you are in Seattle and want to grab lunch, I think my contact is available in my profile. 

Check public records to find out if water, sewer and other city improvements are paid for or not. 

But I'm really interested to improve my family's life. 

I'm not an expert in Dubai RE market and I'm sure that being part of the community will improve my knowledge.David, I'm sure you are right, I just have to dig into the forum and learn.Luca

To help improve consumer clarity and promote industry compliance with TILA and RESPA initial and final disclosures, the Good Faith Estimate (GFE) and initial Truth-in-Lending Disclosure will be replaced by the three-page Loan Estimate.