I always negotiate my lease option term at least 2 years...ideally 3.

The IRR calculation only factors in cash flows over time to result in a final value which *IS* the discount rate.

I deal with multi million dollar national tax lien portfolios and I have seen many problems occur.

When you factor in anticipated appreciation, it seems to me that anything close to 10% would cause tenants to prefer to be owners.

I have about X amount Liquid that I really want to use towards investing in Real Estate, ideally id like to get full fledged into REI once I understand how things work.

I would recommend trying to build one yourself just to understand how different factors affect investment value and market value.

Cost was a big factor.

There are 5 factors to what makes up your credit score.

Buy something, ideally with cash, but financed if not.

I'm still young having recently graduated university I deal with high net worth individuals daily in relation to property investment worldwide with a particular focus on the emerging markets.