@Tapanga Matthews, yes, I think a 4-student property would be a great start.Brampton has been extremely hot of late in terms of appreciation of the Real Estate, and the demand by buyers.It is hard to coach you in writing, but basically you need to look at your resources (financial, time, and talents), and have qualified Real Estate professionals guide you in where you can best utilize them.For example, if you have a healthy down payment available for a property 30-45 minutes from where you live, in a market a little less hot than Toronto or Brampton, and you have the time and ability to manage the property and your tenants, then I would say go ahead.But if you have a small down payment, no extra time, and few Real Estate-related talents, then I would say that you need to re-evaluate your investing options and get professional guidance on which Real Estate options you should consider.Happy to chat on the phone if you'd ever like to do so.

Check the Masterminds group on Meetup.com I haven't been in awhile but it always seems to be a large, healthy group of RE folks willing to share advice and collaborate. 

@Julius KingHaving rental properties requires financial discipline and having healthy reserves for emergencies/repairs/etc.  

I say this as someone not in your market and with no skin in the game @Chad Duncan.

(a) It is the intent of the Legislature thatfamily day care homes for children should be situ-ated in normal residential surroundings so as to givechildren the home environment which is conduciveto healthy and safe development.

Coldwell Banker, Keller Williams, BHG Mason-McDuffie -- all have a healthy mix of really good agents, and garbage. 

I was just trying to figure out if I would have a better chance of getting the loan if I put some of my own skin in the game since I cant put much sweat equity because I would be working my job.

For future projects I would love to possibly partner up with someone who would have at least a little skin in the game, but who knows.  

In addition, mention that your buyer will have significant "skin in the game" as they say.These are a few of the highlights I go over in my conversations, but it is also up to you to deliver on your word as best you can to deliver a quality tenant buyer.

Most won't, as they want you to have some skin in the game.