But I state the income on my Schedule E, which I imagine many of us do. 

Peter that is not correct.Ryan, your rental income is reported on Sche E. 

@Brandon Patrick I cohost a monthly meetup with my go to real estate agent @Donald E Appleberry in San Diego.

@Brandon Patrick NSDREI is definitely worth checking out, although currently they aren't meeting in person, @Donald E Appleberry and I also host a meetup in San Diego once a month! 

Our favorite type of deal.

@Benjamin Sussman when you don’t have enough liquidity (cash reserves)!

Hey Everyone!I've read multiple articles online on the subject, but I want to hear it straight from the people crushing it! I want to hear YOUR voices!I'm a Loan Officer working in Scottsdale, Arizona (though I'm lice...

But every time I call or e-mail brokers and tenant reps, I'm mostly ignored.

Here is the link : https://www.chicago.gov/city/e...If all that fails, you need a zoning variance as this is zoned RS-3. 

@Timothy Hero has a good point, you should look at the benefit of the cash-out funds, as a comparison to ROI where you are now, and where you would be if you did this refi and paid off a property (the +$400/mo or w/e).