It is zoned for SR7, a single-family home, but is being sold as a multifamily home since the property was converted into 2- two entrances, 2bed/1bath per unit, separately metered electric.

Charlotte, North Carolina, has become a hot market for both homebuyers and investors alike.

Kindly help me with some suggestions what type of loan better for retail buildings.

If it is not in the contract, the contractor has the right to believe they are not responsible for it. 

You will need two years of your 1099 documented income to qualify for a loan as a 1099 employee, both years of taxes complete for them to formally pre-approve you most likely.You need to bank as much money as possible.

I have been in the industry for sometime now and want to start investing.

For me personally, I would leave it a loft so the renter could have a playroom for kids, office space, family room, etc.

Special business tax preferences, such as a special deduction for energy-efficient commercial building properties, should be eliminated.Regarding the OP's question, I see no specific Project 2025 policy that will impact investment real estate. 

Know Tenant Rights: Oregon requires 90 days' notice for rent increases and enforces just-cause evictions.3.

to be ready for the next opportunity.