Hello folks in Lending forum,looking to try and see about potential lending partners who can write large checks (7 figures) and are looking for very high yield (much higher vs private lending rates) and higher than HML rates.only need lending for 4-6months until large line of credit gets granted and we pay off the short term note.ping me if worth a conversation or have ideas...this seems perfect for a family office just wanting to place dry powder for 4-6mos while they are looking for other deal flow but trying see about other options out there as well.thanks in advance.

Quote from @Michael McCollough: It would help to see actual numbers.You would borrow 50% of your current home's value with an interest rate of 7%.

My goal: create an interest-free loan which is appealing to a potential homebuyer, yet doesn't make too big of a discount on my end.For example: If I sold my $300,000 house with 20% down ($60,000) over 30 years, at 6.7% interest rate: $1548.67 principal and interest per month1548.67 x 12 x 30 = $557,521.20What I would do would offer a lower monthly payment and no usury, but it would effectively be like a prepayment penalty.Arbitrarily, let's say 20% off the monthly payment, or $309.73 less per month: $1238.94 monthly payment.House would be sold at $446,018.40, which is $111,502.8 less than the total paid with a normal mortgage, but $116,018 more than the market price.

These factors can impact the desirability of a property to potential renters or buyers.Crime RatesThe crime rates in a particular location can impact the safety and desirability of a property.

West Michigan has the highest nightly rental rates on average for the entire state.

A few years ago rates were at an all time low and there were was a lot of market activity.

It's sadly an extremely common tactic to offset flooring costs. 7-year costs, blacklight, no pro-rating, gimme a break.

We continue to have low vacany rates all over the city and rent prices continue to steadily rise year over year.

I want to ensure my taxes are solid, since I would like to be able to qualify for a traditional mortgage next year rather than continuing to work with hard money lenders due to the rather high interest rates I deal with(I still make it work, but of course more profit to be made with a conventional mortgage).Thank you!

Rates are higher right now but the old adage is "Marry the property but date the rate".