Tax benefits + getting a 30 year fixed rate and letting the amortization schedule do its thing in years 20-30.Buy in an area that you would live in with your kids and hold for a long time.

The term "disregarded entity" refers to the income tax reporting options for a single member LLC.

Tax advantages, cash flow, appreciation, both, etc.   

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

The main reason is because local governments are getting quite aggressive trying to shut down STRs and creating new taxes etc for them.

You will be able to meet and build relationships with experts in your particular market(s) as well as learn more about how to get started in general.

so If it rents for $3,000 I take 30% of that out for taxes, insurance, maintenance, etc. 

Without these tools, you'd have to do a lot of manual data collection and copy/pasting of comps/data into a spreadsheet for every property you analyze, was kinda the reason for building this out.

Some focus on different types of deals so it's good to have a large database of lenders and build a relationship with them.

My current primary ( scenario 1) Keep the primary for the life of the loan ( current rate is 4.5 so i dont see my self refinancing anytime soon)current home value 1,150,000Loan amount 935,000appreciation estimate 5% per year after a 28 year hold and the house is paid off I would have a house worth 4,312,000$my current mortgage is 6125$ ( piti) included My second option( scenario 2) Sell the house, walk away with $150 ,000 ish in hand and put that into a low cost index fund Rent a house elsewhere for about 3000$ ish and take the extra 3000$ im saving everymonths from not having to pay my mortgage and puting that money in the index fund as well I ran the numbers on both of these scenarios and doing what I mentioned above would break even at about 28 years meaning my stock account would be worth 4.3 million just like my house would , but the only is that holding a house for 28 year would mean 28 years of property taxes, loan interest ,home insurance and repairs etc whick I calculated to be about 1,200,000$ at minimum which raised my eyebrows to say the least Also i understand that each of these options ( stock market vs real estate ) will have there tax consequences ( long term capital gains) so any thoughts on that would be appreciated as well.