I use C&F Mortgage. if they aren't in your area try going to local smaller banks.

Bottom Line Up Front (BLUF): if I use a personal friend to loan me money to buy my first property, can I still use the “cash out” REFI technique with a bank in my BRRRR strategy?

Found a single family residence for 105 list price, arv 230 with 40k reno, i figured i would go in 90k max offer but submitted a 70k offer, the bank rejected it lol.

A number of the online banks are offering interest at around 1.65% to 1.7% which is pretty good, and federally insured.If you are willing to hold onto something for a few years, I would consider Treasury bonds. 

I understand that many people in the BP community will either source loans from non-bank lenders or partner with someone who can fund the deal for interest (or even equity ownership in the property). 

Bank of New York Mellon filed for foreclosure back in 2009! 

The balloon is due in August, the taxes are delinquent and the buyer is not paying them and my bank is threatening to call the loan, and of course they do not know I no longer own the property. 

Not completely new to real estate .I own one rental property and one paid off condo that I live in.Trying to find my next deal .But I have an issue with my credit and having issues getting a loan from a bank.

No bank needed.

Living at home long term and banking the money is not necessarily the best financial move because the money is just sitting in your account and not working for you.