Are there any security lights?

In either case there most likely would be a public record showing the transaction and parties involved. 

The development plan for that space will include a "Public Market" and new private commercial space, offices, and housing.

Or is this your way to tell the OP to check the free public records in the OP's selected county? 

a simple e transfer gets them paid and being that it is a second job for them, their fee should be fairly cheap.If you have about 20k in cash on your own, i would look to secure another investor or solicit friends and family. 

You will likely have to pay substantially higher interest rates, you might have to go the "personal loan"-route(either "secured" or "unsecured"), and bite the bullet on the APR, and even the tax-deductability of the interest on the loan(?...

In addition to another negative condition is that she requested to have her security deposit pay off during the first 6 months of the 1 year lease contract rather than before she moves in.

We did get the idea from the Total Money Makeover, we just weren't sure if it applied to income properties as well as for our personal residence.In these uncertain economic times, I "feel" more secure by owing less.

After Nasdaq crashed and my partner lost $3 million (he was the money guy and was not on my system), I decided that I should learn the securities and bond side of the business.

In the lease, can you reserve the right to sue the tenant for any loss it seems that they have caused, like fire or other damage, something that goes past the amount of the security deposit?