That sounds great in theory, isn't it kind of easier said than done?

This is one of those cases where you could have all kinds of lease wording texts and solid proof to make a legitimate case you were right ..but in eviction court when the judge hears you took those private photos after agreeing not they will almost assuredly side with the tenant and you will get your %^* handed to you in court

The title kind of gave the question away, but how important is air conditioning when evaluating a rental. 

You will likely pay some kind of closing costs.If you buy right and the new loan is a good loan it's worth the cost and starting the term over.

Thanks for the advise and kind words.

Hey just wondering what kind of questions you guys ask a potential realtor to kinda help screen out the ones that you feel are gonna just waste your time.

What are the best options to borrow this kind of money at a reasonable APR?

You can always start with loans and over time if the relationship seems to work well, you can consider some kind of equity split later. 

Maybe do 1 or 2 more multi families before I can start branching out and doing that kind of stuff.  

What you do next depends on what kind of lead it is.