Given the fact that REI is considered a high risk industry for financial Institutions, what would be the "right" SIC to be able to have some advantagesThanks 

You can access some free resources to learn about reserves here:  https://www.reservestudy.com/You can also check for a local chapter and find great resources through the Community Association Institute here: https://www.caionline.org/pages/default.aspxSpecial Assessments and sudden, dramatic, increases in monthly fees are a sure sign of a longterm failure of the HOA Board to fullfill their responsibilities, including a lack of poor financial planning.

Having a good financial institution behind you will help you secure quality clients.If you ever would like to discuss your career goals as well as your personal goals, I'd love to provide some insight!

Beyond that, how did you seek out these institutions or make inquiries about what their lending disposition might be?

So, a guest who booked my place but did not show up apparently filed a credit card dispute to get their money back, and I am now discovering that the financial institution that VRBO has partnered with is going to withdraw this money directly out of my account with no due diligence and give it back to the guest.

These were buyers who were attracted by putting only $500k down rather than the $800-900 needed for institutional financing. 

You are giving your money to an institution and trusting that they will make the right decision with your hard earned capital.

The issue with the owner financing deals is the RV park industry is booming and there are a lot of institutional buyers with lots of cash in the market buying up the parks so most of the owner financing deals I see have a catch and there is a reason they are offering terms.

Speaking from my experience in Industrial Real Estate :-CMBS: Using full term I/O for a 10 year note is a favorite for many institutional investors. 

I will be working at the Illinois Institute of Technology since it is in the South so I am also looking for safe areas in the neighborhood of IIT.