After half a lifetime of working and saving and investing in index funds while renting, im ready to make the jump into a new asset class.Looking to owner-occupy a multifamily in the city of philadelphia and hopefully pass a portfolio on to my kids someday.open to any and all advice!

Is it more profitable to turn a STR to a MTR for the winter months in a coastal town?

Always better to do each loan solo.

I am having trouble finding distressed properties with enough "meat on the bones" to make enough money on the deal.  

Here’s what I found: https://www.hostaway.com/pricingQuote from @Amit Shukla: Quote from @Cliff H.: Popular question and it ultimately comes down to what you're looking to solve for with a PMS.

There is no downside to having a slightly larger machine.

conventional investment loan How did you add value to the deal?

I am looking at short to mid term rentals 

I’m trying to utilize 1% rule and it’s tough with current market 

Here in Michigan, it’s not as easy, so I’m exploring alternatives.