I'm thinking my best bet is finding a seller-financed deal since the due diligence process isn't as strict as the bank's.My question is: Do seller financers usually ask to see tax returns as well?

Be Strict With Your ProcessJust because you’ve decided not to meet with tenants doesn’t mean you should become lax with your entire screening process.

Other investors aim strictly for cash flow.

But Lancaster does have significantly less strict landlord laws than Baltimore. 

I have a Noise Aware monitor and strict rules about no parties or loud noise. 

It turns into insanity soon Please learn from my dumb  ignorant foolish misinformed mistakes and be strict on notices fees and late charges or you will surely get your gonads kicked up into your throat !

Oregon has VERY strict licensing laws and big fines, ask@Jay Hinrichs.

I prefer to use my IRA money for strictly lending purposes for this reason and I use my Solo401K (which can be structured to function as a REALLY BIG Roth account known as a Mega BackDoor Roth) with contribution limits of $56K per spouse per year to actually buy investments. 

@Brad Bellstedt that’s very interesting, thank you for sharing.Forgive me as I am not that educated on how annuities work but once the money is in the annuity can you withdrawal any to use as a down payment or are you strictly putting that money into the annuity to provide proof of income via monthly pay-outs?

However, with all the changes recently with the covid, some banks are changing their policies to be more strict.