It becomes a black hole of a case but the Sheriff’s Office says they got quite a bit to move up the line on her theft ring.

The Margin is fixed while prime rate floats and its typically interest only.As for fixed rate loan cash out refinance its fixed its great but downside is you pay interest day 1 even if you have a project to work on or not.Depending on how you plan to deploy and how much you think you'll be deploying you'll pick a fixed or a line of credit.

I have put deals together (from locating land, worked on the design from concept through final, worked on finding tenants to lease, and buyers for the sale of end project, plus lined up the financing etc.

Can anyone direct me to a credible site for pre-licensing in real estate sales in NYS.Thanks,Irv

He currently has about $10,000 cash and about $20,000 in credit "Home Depot line of credit for materials."

Essentially your cost of money for the down payment is the after tax cost of debt...your home equity line interest rate after taxes versus the interest you are earning on your savings...I am guessing the cost of the equity line interest is more than what you are earning in the savings account...either way, I also suggest hiring a professional property manager to start with.  

I get these lines of credit/ mortgages off my investment properties that are rented.

It definitely can impact the bottom line in an analysis. 

Also, it would be wise to get some credit lines just to have in case as well. 

:Splitting utilities heat electric water etc .. make this conversion expensivePurely regarding the cost paid to the utilities for the meter hookups and any extra lines or whatever that may be needed?