If you were to have a sheriff sale against your personal property due to a dispute with a creditor, is there a way to stop or postpone the sheriff sale to either set up payment plan or dispute the claim?

For me, I had failed to make payments on a few credit cards and student loans.

Our agent was able to hook us up with a FHA Grant loan broker, in which the government just flat out gives you the 3.5% down payment.

My parents want to get a house closer to town. so my thought was, could I potentially just purchase a multifamily house in Lafayette Indiana using a low down payment financing, since I would plan on being there for a while myself, then rent the other side to them (under market value and less than the crazy high mortgage they pay now, but still high enough to fill an emergency fund into the house) I would be using my own low living expenses to build up capital for my next investment property.

PMI, sure, why not, i would try to include it in their payments, just like the banks do.

The best way to get money to buy another property is the down payment amount and appreciation you cannot count on.  

My initial plan is to get the extra cash I need for building more reserves and down payments by flipping/wholesaling, which I still want to do in order to speed things up.

My mother is behind on payments buying the adjacent property.

I could finance either property by not touching my current mortgage, using only my savings for down payment,  or I could refinance my current property and purchase 108k property outright.

Some background: my friend is a tenant who has been living rent-free in a unit for over ten years but is a professional painter and has been painting numerous properties/units for the landlord in lieu of rental payments.