Appraisals aren't guarantees of market value, so unless you can prove some kind of fraud here you're going to be out of luck.

A good investor friendly lender & agent will certainly help + groups like this and local REIA groups with opportunities to meet in person or on social media and network about off market opportunities too!

Note, Jacksonville FL is the largest market (area) in the nation and fairly nuanced.

Depending on Loss History, how long the lapses was, use of buildings, age of building and updates, etc. there may be a Standard Market. 

As a result I can suffer severe rent decreases, and still not have to “feed the alligator”.4- I keep a heavy amount of money invested in Vanguard Money Market Fund.  

The strategic location in a thriving market and the opportunity for a fast, profitable flip made it an attractive investment opportunity.

Austin market is out of my price range and looking at investing back in my home town (Single family/Multifamily).

Look at their marketing strategy.

I’ve recently started exploring real estate investing as a path to financial freedom and am interested in the South Florida market.