Your ability to assess and manage risk decreases exponentially with the radius of the investment property to your front door. 

Take $1000 and decrease it by 50%, you now have $500.

The latter tend to fail and be less accurate than expected although I am sure it will improve over time and the cost of creating personal GPTs will decrease as well. 

(We get a %0.25 rate decrease when we pay with an auto debit payment.

But unfortunately, this will cause a hardship for many lower-class families that are just trying to get a break, and we'll probably see a rise of homelessness:From http://projects.scpr.org/broke/ ~"Despite federal and state money earmarked specifically to support children’s wellbeing, government programs are inadequate to meet the region’s rising housing costs and falling incomes, leaving the poorest families on the street.California’s version of cash welfare, CalWORKs, gives a parent with two children a maximum of $714 a month.

Buy your assets with enough wiggle room that you can withstand a rent decrease and wait out a downturn.

In addition, when interest rates decrease in more favorable rates from the FEDS, there will be more buyers looking to diversify (buy).

Not only are second positions risky, but they increase the risk of the first lien as you have decreased/eliminated the investors' skin in the game, so to speak.

If the value of homes go down rents may decrease, but if you buy right you can ride out the storm. 

He doesn't worry about decreasing debt/expenses, but rather on increasing assets /income.