question to investors I have relationships with this early in my career, or to stick to my conventional Househack until I have a “history”?

A single family rental has a conventional 30 year mortgage and usually a lower cash flow and traditionally costs less than its multi family counter part.

Conventional.

Conventional mortages will get you 10. 

They are 2 deeds and can be sold separately.I am buying both units using 2 conventional loans, lender does not require any HOA doc nor has to review any HOA financial status because according to Fannie Mae/Freddie Mac guidelines, reviewing HOA is waived if number of units in the community is 4 or less.

A lot of MFH are going for 500k+ in my area plus most of them are not accepting FHA loans, they're wanting conventional 15-25%. 

@Elliot Cole and @Caroline GerardoThere are some lenders still doing conventional investor loans. 

Just like over in Europe, furnished rentals will be normal.I specialize in +30 day furnished rentals because they are just as profitable as traditional Airbnbs but they have the added benefits of requiring less time to manage, less chance of parties/undesirable stuff, and they are typically not regulated by city laws.Essential Workers and Digital Nomads love extended stay rentals.

With FHA, you must refi to drop PMI, not necessarily the case with conventional.

Both are conventional loans.