She new I liked rehabbing and this one was affordable. 

Missoula is still relatively affordable, but the college has been going through a rough patch lately that is likely going to keep prices from inflating too much.

Loan modification programs, such as the Home Affordable Modification Program (“HAMP”) are covered by the rule only to the extent that the modifications do not involve extending new residential mortgage loans or offering or negotiating the terms of a residential mortgage loan application.

It's getting extremely frustrating, I live in a college town and I keep hearing how wi is such a great place to invest but I'm just not seeing it around here .

Its not worth the hassle in my opinion, put it on the market and sell it to someone that can afford it.

Pay them down over the course of my life, and retire, and use the monthly income to pay my retirement, and sell when needed.I will seek out properties in key areas of the country that allow for families to rent, that are affordable (middle of the market), and can easily sell in 40 years time.

I also have a 4/1 a 3/1, And a 1996 infill house thats a 3/2.5 in the same neighborhood, it doesnt command a premium on rent as the prospectice pool cant seem to afford much more.  

Do you know of any credit analysis training that is somewhat affordable?  

Everyone is enjoying prices at the pumps at 20 year lows (adjusted for inflation), everyone except for small and medium oil & gas producers that can't afford to continue operating with their existing debt and the price of oil at $30 a barrel.

They will let you know what amount you can comfortably afford and which loan products you're eligible for.