With a minimum 3.5% down payment for borrowers with a credit score of 580 or higher, FHA loans are popular among first-time home buyers who have little savings or have credit challenges.What has worked for me is going to University and getting a great career. 

We do have many positives with great schools/universities, diverse economy, world class hospitals, and massive life science investment flowing in to the city to (hopefully) keep high income earners. 

The economy has the Air Force Base, Universities, businesses, and hospitals. 

And perhaps there's a universal devise charger too, similarly locked down, for the guests that forget/lose/etc their own charger. 

Whole and Universal Insurance  allows you to withdraw, since they offer a cash value.

If you are going to University I would look for a property near transportation routes and rent out your rooms to students.

Provide the address and bet you will get hand full of values that are pretty close to accurate from the BP universe.

A good friend of mine is the largest student housing provider in a major university town.  

I'm interested in breaking into a new out of state market (I've been looking at mid-sized, relatively low cost cities like Cleveland and Pittsburgh, and also some university towns like Morgantown, WV and Lawrence, KS).  

The only only thing listed above that is universal for most are the fees, which I agree tend to be high and substantially add to the per/night cost of the unit you decide on.